Privacy Policy

Introduction

This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website or use our financial planning services. We are committed to maintaining the privacy and security of your personal data in accordance with applicable privacy laws.

Information We Collect

We may collect the following types of information:

• Personal identification information such as name, age, and contact preferences
• Contact information including email address, phone number, and mailing address
• Website usage data including pages visited, time spent, and interaction patterns
• Technical information such as IP address, browser type, and device information

How We Use Your Information

We use your personal information for the following purposes:

• To provide our financial planning consultation services and respond to your inquiries
• To communicate with you about our services, appointments, and relevant updates
• To improve our website functionality and enhance user experience
• To comply with legal obligations and protect our legitimate business interests

Legal Basis for Processing

We process your personal data based on the following legal foundations:

Data Sharing and Disclosure

We may share your information in the following circumstances:

• With trusted service providers who assist us in operating our website and providing services
• When required by law, court order, or to protect our legal rights
• With third parties when we have your explicit consent to do so

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

Your Privacy Rights

You have the following rights regarding your personal information:

• Right to access and obtain a copy of your personal data
• Right to request correction of inaccurate or incomplete information
• Right to request deletion of your personal data under certain circumstances
• Right to object to certain types of data processing
• Right to data portability where technically feasible

Cookies and Tracking

We use cookies and similar technologies to enhance your browsing experience and analyze website usage. You can control cookie settings through your browser preferences.

For detailed information about our cookie practices, please review our Cookie Policy. Cookie Policy

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes. Retention periods vary based on the type of information and applicable legal requirements.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children without parental consent. If you believe we have collected information from a child, please contact us immediately.

18+ only

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of significant changes by posting the updated policy on our website with a new effective date.

Contact Information

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us at contact@xandorivalea.com or +1-530-231-1420.